CreditCoop is pioneering under-collateralized on-chain lending by enabling borrowers to leverage both future cash flows and asset collateral for flexible, on-demand liquidity. Lenders benefit from adjustable rates, capital withdrawal options, and automated repayment. At the heart of CreditCoop is their Secured Line of Credit, powered by the Spigot smart contract. This technology allows businesses to collateralize future revenues, creating a programmatic recourse that enhances capital efficiency for borrowers and provides unmatched security for lenders.